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How it works

One plan. Weekly payments. Yours at the end.

Every weekly payment moves you closer to owning your vehicle outright. Insurance, GPS tracking and maintenance are built in, and there's no balloon payment at the end.

Weekly
payments, logged the moment you pay
₦0
balloon payment at the end
21+
minimum age, with a rider's licence
100%
yours when the plan ends
Your journey

From application to ownership.

  1. Day one

    Apply

    Phone number, ID and a guarantor. A few minutes on your phone.

  2. Within a couple of days

    Get verified

    We confirm your details and speak to your guarantor.

  3. Days after approval

    Pick up your vehicle

    Inspected and photographed with you at handover. No surprises later.

  4. Every week

    Ride and pay

    Earn from day one. One simple weekly payment keeps you on track.

  5. Final payment

    Own it

    The title transfers fully into your name. No final lump sum.

Built into your plan

What your weekly payment covers.

Your vehicle

A motorcycle or tricycle matched to your route, on the road to becoming yours.

Insurance

Every vehicle is fully insured from day one.

GPS tracking

GPS-protected, so a stolen vehicle can be found.

Maintenance support

Backed by maintenance support to keep you earning.

HMO health cover

Every rider is enrolled on an HMO health plan.

A mobile phone

Provided at onboarding, so you can take jobs from day one.

Training

Onboarding, safety training and ongoing support.

What it costs

The costs, in plain words.

Transparent pricing, the same rules for everyone, and nothing hidden.

To start

A small activation fee

Our team agrees the exact amount with you during onboarding, based on your vehicle and plan.

Every week

One weekly payment

Insurance, GPS tracking and maintenance support are built in. Nothing extra on top.

Ever

No hidden charges

Apart from the activation fee and your weekly payments, there's nothing else to pay.

At the end

No balloon payment

Your final weekly payment is your last. The title transfers fully into your name.

Track your journey

Every payment moves the needle. Literally.

Drag the slider to see what your dashboard looks like at any point in the plan, from your first week riding to the day the vehicle is fully yours.

  1. 01
    Sign up & start riding
    You take the vehicle out and start earning the same day your agreement is signed.
  2. 02
    Pay weekly, watch it build
    Every payment is logged against your balance. Check it any time, no waiting for a statement.
  3. 03
    Own it outright
    Complete your plan and the vehicle's title transfers fully into your name. No final lump sum.
Good evening
Olugbenga
10G-0101
0%
Ownership
Just getting started
RENTEDOWNED
Every payment logged against your balance
Week oneFully yours
Before onboarding

What to bring.

You don't need any of this to apply. Have it ready for onboarding and you'll be on the road sooner.

  • A government-issued ID: national ID, voter's card, driver's licence or international passport
  • One passport photograph
  • Your BVN
  • Your guarantor's photocopied ID and passport photograph
  • Proof you're 21 or older, and a valid rider's licence
FAQs

Questions riders ask us most.

Can't find what you're looking for? Reach out to our team and we'll walk you through it.

riders@10gmobility.com
  • Apply and get verified, and we'll set you up with the vehicle you requested for your Rent-to-Own plan. Most riders are on the road within a few days of approval.

  • Motorcycles and tricycles (keke), depending on what best suits your route and the work you do.

  • Insurance, GPS tracking, and maintenance support are all built into your plan. You won't pay separately for these on top of your weekly payment.

  • A government-issued ID (national ID, voter's card, driver's licence, or international passport), one passport photograph, your BVN, and a photocopy plus passport photograph of your guarantor.

  • Someone who can vouch for your character: a family member, employer, or long-standing community or business contact works well.

  • Yes, a small activation fee applies to start your Rent-to-Own plan. Our team discusses the exact amount with you during onboarding, based on your vehicle and plan.

  • Apart from the activation fee and your regular weekly payments, there are no hidden charges: no surprise fees and no final balloon payment at the end of your plan.

  • Once your plan is complete, the vehicle's title transfers fully into your name. No final lump sum, no extra step.

Apply now

Your next vehicle is one form away.

Tell us a bit about yourself and the kind of work you do. Our team will walk you through eligibility, available vehicles, and your weekly plan.

We typically respond within two business days.

A 10th Gear rider handing a parcel to a customer at her gate